The IRS has not yet published the official 2027 federal income tax brackets and standard deduction as of Nov. 4, 2026. The agency issues them each fall in a revenue procedure; last year’s came out on Oct. 9, 2025. We will update this article the day the new figures appear.
Which brackets apply to you right now
- Your return due in spring 2027 covers income earned in 2026 and uses the 2026 brackets and standard deduction, which are already set. For 2026, the standard deduction for a single filer is $16,100.
- The 2027 numbers matter for next year’s income: withholding, estimated payments and planning for 2027.
What to expect
The seven tax rates are set by law: 10%, 12%, 22%, 24%, 32%, 35% and 37%. Each year the income thresholds where those rates begin are adjusted for inflation, which the Federal Reserve still calls elevated. Bloomberg Tax projects an inflation adjustment of about 3.2% for 2027. Applying that, forecasters estimate:
| Filing status | 2026 standard deduction | Projected 2027 (estimate) |
|---|---|---|
| Single | $16,100 | about $16,600 |
| Married filing jointly | $32,200 | about $33,200 |
| Head of household | not confirmed | about $24,950 |
These 2027 numbers are projections from tax-research firms, not IRS figures, and they may differ from the final amounts.
Related numbers coming
The IRS also announces the 401(k) and IRA contribution limits for 2027 in the same period; see our guide to the 2027 401(k) limit. Social Security’s 2027 changes are already official: see the 3.6% COLA and the new $192,300 wage cap.
What to do now
- Check your withholding using the IRS Tax Withholding Estimator at irs.gov.
- Do not rely on projected numbers for filing; wait for the revenue procedure.
- Beware of “new bracket” claims on social media; confirm on irs.gov.
Sources
- Internal Revenue Service newsroom, Revenue Procedure 2025-32 (2026 adjustments)
- Bloomberg Tax and tax-research projections for 2027
General information, not tax advice. Check irs.gov for the final 2027 figures.











