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IRS Tax Brackets 2027: What We Know Before the Official Numbers Arrive

The IRS has not yet published 2027 tax brackets. Here is what is known, the projected standard deduction, and which year's brackets apply to your next return.

IRS building sign in Washington, D.C.
Photo: Lorax, CC BY 4.0, Wikimedia Commons

The IRS has not yet published the official 2027 federal income tax brackets and standard deduction as of Nov. 4, 2026. The agency issues them each fall in a revenue procedure; last year’s came out on Oct. 9, 2025. We will update this article the day the new figures appear.

Which brackets apply to you right now

  • Your return due in spring 2027 covers income earned in 2026 and uses the 2026 brackets and standard deduction, which are already set. For 2026, the standard deduction for a single filer is $16,100.
  • The 2027 numbers matter for next year’s income: withholding, estimated payments and planning for 2027.

What to expect

The seven tax rates are set by law: 10%, 12%, 22%, 24%, 32%, 35% and 37%. Each year the income thresholds where those rates begin are adjusted for inflation, which the Federal Reserve still calls elevated. Bloomberg Tax projects an inflation adjustment of about 3.2% for 2027. Applying that, forecasters estimate:

Filing status 2026 standard deduction Projected 2027 (estimate)
Single $16,100 about $16,600
Married filing jointly $32,200 about $33,200
Head of household not confirmed about $24,950

These 2027 numbers are projections from tax-research firms, not IRS figures, and they may differ from the final amounts.

Related numbers coming

The IRS also announces the 401(k) and IRA contribution limits for 2027 in the same period; see our guide to the 2027 401(k) limit. Social Security’s 2027 changes are already official: see the 3.6% COLA and the new $192,300 wage cap.

What to do now

  1. Check your withholding using the IRS Tax Withholding Estimator at irs.gov.
  2. Do not rely on projected numbers for filing; wait for the revenue procedure.
  3. Beware of “new bracket” claims on social media; confirm on irs.gov.

Sources

General information, not tax advice. Check irs.gov for the final 2027 figures.

Luz News Staff

The Luz News Staff desk is the editorial team of Luz News, an independent digital publication covering breaking US news, business and markets, technology, sports, entertainment, travel and education. Stories are reported from primary sources such as official statements, court filings, company releases and government data, and are reviewed by an editor before publication. Reach the desk at editor@luznews.com.